Generated by All in One SEO v5.0.1.1, this is an llms.txt file, used by LLMs to index the site.

# Holden & Company Insurance

Holden Insurance, Inc.

## Sitemaps

- [XML Sitemap](https://holdenins.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Pages

- [Home](https://holdenins.com/) - Boutique Insurance Agency, located in Alexandria, VA, that specializes in risk management.
- [About Holden Insurance](https://holdenins.com/about-holden-insurance/) - For over 100 years, Holden and Company Insurance has called the DMV area home. Four generations later, we are still growing here at home and across the country. It has been a long journey and we look forward to the next chapter with continued growth and service to the history of our agency. 2019 Present
- [Carriers](https://holdenins.com/resources/carriers/) - We bring something invaluable to our relationship with you: the strength of long-standing alliances with carriers who rank among the most respected names in the world.
- [Claims](https://holdenins.com/claims/) - Hi, I’m Sharman Edge, your claims advocate. To begin filing a claim, please find your insurance company’s logo and follow the link to their claims page or call the phone number shown. If you need my assistance, please don’t hesitate to reach me directly at 703-419-3405 claims@holdenins.com All Claims 800-809-4862. All Claims 877-242-2544 All Claims
- [Philanthropy](https://holdenins.com/giving/) - Communities we support
- [Resources](https://holdenins.com/resources/)
- [test](https://holdenins.com/test/)
- [Our Team](https://holdenins.com/about-holden-insurance/our-team/)
- [Products](https://holdenins.com/products/)
- [Services](https://holdenins.com/services/)
- [Industries](https://holdenins.com/industries/)
- [Privacy Policy](https://holdenins.com/privacy-policy/) - Who we areOur website address is: http://holdenins.com.What personal data we collect and why we collect itCommentsWhen visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.An anonymized string created from your email address (also called
- [Not found page](https://holdenins.com/not-found-page/)
- [House insurance](https://holdenins.com/house-insurance/)
- [Car insurance](https://holdenins.com/car-insurance/)
- [Life insurance](https://holdenins.com/life-insurance/)
- [Contact](https://holdenins.com/contact/)
- [Blog](https://holdenins.com/blog/)

## Shortcodes

- [about](https://holdenins.com/?wptl_scbd=about)

## Industries

- [Corporate Owned Life Insurance](https://holdenins.com/industry/corporate-owned-life-insurance/) - WHAT IS CORPORATE-OWNED LIFE INSURANCE Corporate-owned life insurance (COLI) is an insurance policy where the owner and beneficiary is a corporation and the life insured is the shareholder/key employee/business owner. This is a policy whose premium is paid by your business, and your business and not your family receive the payout. Like any insurance, the
- [Personal](https://holdenins.com/industry/personal/) - All families deserve to be secure in their homes. We specialize in designing plans that manage the distinct risks of individuals and families. Enjoy the peace of mind that comes from protecting your family, property, valuables and future. Homeowners coverage – including high valued and coastal homes Jewelry, Fine Arts & Collectibles Automobiles including classic
- [Business and Commercial](https://holdenins.com/industry/business/) - As an expert in your business you shouldn’t also have to be an expert in insurance. Instead, rely on our deep bench of respected professionals – with detailed understanding and knowledge of needs, products and services specific to your industry.

## Services

- [Real Estate - Commercial & Multi-Family](https://holdenins.com/service/commercial-real-estate-owner-and-developers/) - Commercial and multi-family real estate insurance is a type of insurance that provides coverage for commercial and residential buildings, including apartments, office buildings, retail spaces, and other types of commercial properties. The coverage can include property damage, liability, loss of income, and other types of losses that can result from a variety of events, such
- [Automobiles](https://holdenins.com/service/automobiles/) - OEM (Original Equipment Manufacturer) coverage- repairs damage using only OEM parts; only exception is window glass Agreed Value on Autos (higher than blue book value) – pays the full agreed value for auto in the event of a total loss Collector Auto policies available at a lower premium for 25+ year old models that are
- [Jewelry, Fine Arts & Collectibles](https://holdenins.com/service/fine-arts-and-valuables-collections/) - World-wide coverage of Jewelry, Fine Arts and Collectibles NO Deductible for Collections Scheduled and Blanket Coverage offered Wine Collections Included
- [Umbrella liability insurance](https://holdenins.com/service/umbrella-liability-insurance/) - Protects you against covered losses exceeding the amount of Liability that you have under your Auto and Homeowners policies. Limits up to $50 million available Offers Defense Costs and Supplemental Payments such as Loss of Earnings Offers Employment Practices Liability Coverage for residential employees or private staff Offers Not-for-Profit Directors and Officers Liability Coverage
- [Federal Flood Insurance](https://holdenins.com/service/federal-flood-insurance/)
- [Watercraft](https://holdenins.com/service/watercraft/)
- [Hospitality](https://holdenins.com/service/hospitality/) - we begin with responsive, intelligent, customer-focused professionals.
- [Wholesale Distributors](https://holdenins.com/service/wholesale-distributors/) - One of the largest areas for claims and typically the lion’s share of the premium is by far the Transportation exposure for Wholesale Distributors. With your vehicles driving all around the DMV, the possibility for the frequency of claims and/or sever claims is very real. Bodily Injury to employees and/or other parties involved in an
- [Construction](https://holdenins.com/service/construction/)
- [Government Contractors](https://holdenins.com/service/government-contractors/)
- [Technology](https://holdenins.com/service/technology/)
- [Auto Dealerships](https://holdenins.com/service/auto-dealerships/)
- [Trade Associations](https://holdenins.com/service/trade-associations/)
- [Homeowners coverage](https://holdenins.com/service/homeowners-coverage/) - Guaranteed Replacement Cost – rebuilds Home to current replacement cost after a total loss even if the cost exceeds policy limit Deductible is waived if a Homeowners claim is greater than $50,000 Outstanding Claims Service – designated claims person in office with over 30 years of experience Cash-Out Settlement Offered (note: in the event of

## Products

- [Term Life Insurance](https://holdenins.com/product/term-life-insurance/) - What happens if you outlive term life insurance?
- [Car Insurance](https://holdenins.com/product/car-insurance/) - Get instant Car Insurance quote, comprehensive & third party cover for any car.
- [Commercial Real Estate](https://holdenins.com/product/commercial-real-estate/) - we begin with responsive, intelligent
- [Homeowners Coverage](https://holdenins.com/product/homeowners-coverage/) - including high valued and coastal homes

## Resources

- [Common Exposures All Airbnb Hosts Should Consider](https://holdenins.com/resource/common-exposures-all-airbnb-hosts-should-consider/) - In today’s technologically advanced world, individuals have a unique opportunity to efficiently rent out their home, spare bedroom or other accommodations through Airbnb, an online hospitality company.
- [Managing risk for the family office - Protecting the future for Multi-generational families](https://holdenins.com/resource/managing-risk-for-the-family-office-protecting-the-future-for-multi-generational-families/) - Consideration for human capital, financial capital, physical assets and liabilities is what makes family office risk management unique from an insurance perspective.
- [Managing Risk For Financially Successful Families](https://holdenins.com/resource/managing-risk-for-financially-successful-families/) - Selecting the right insurance team is perhaps the most important part of protecting your family. Whether it’s specialized risk management advice or ultra-high excess liability limits, you need a team of trusted advisors to manage your complex risk exposures. And, because ample coverage and a concierge services are not available in the general market, due diligence is mandatory in evaluating each member of your insurance advisory team.
- [The Post-Retirement Generation Leaving a Legacy](https://holdenins.com/resource/the-post-retirement-generation-leaving-a-legacy/) - This is the fourth white paper in a series tracing the changing risk profiles and insurance needs of high-net-worth (HNW) individuals throughout the life cycle. Earlier papers addressed the Young Professionals, born between 1981 and 1992; the Wealth Accumulators, born between 1965 and 1981; and the Pre-Retirees, born between 1946 and 1964. This final paper looks at the Post-Retirees, those born in 1945 or earlier.
- [Wealth at Risk: How High Net Worth Families Overpay to Be Underinsured](https://holdenins.com/resource/wealth-at-risk-how-high-net-worth-families-overpay-to-be-underinsured/) - Research Reveals Many Opportunities to Improve Protection and Maximize Value in Families’ Personal Insurance Programs Because families with substantial assets overlook many savings opportunities, most agents say they can typically rebalance a family’s personal insurance program to achieve more effective protection without significantly increasing premiums.
- [A Generation at Risk? Young Professionals in the 21st Century](https://holdenins.com/resource/a-generation-at-risk-young-professionals-in-the-21st-century/) - Advisers have an enormous opportunity to focus on a group that constitutes approximately one-sixth of all Americans: the 53 million born between 1981 and 1992.
- [A Lost Generation? Wealth Accumulators Are an Overlooked Opportunity for Advisors](https://holdenins.com/resource/a-lost-generation-wealth-accumulators-are-an-overlooked-opportunity-for-advisors/) - Wealth Accumulators are so involved in building and pursuing their careers that they can lose track as their assets outstrip their insurance coverage.
- [The Pre-Retirees Changing Minds, Changing Needs](https://holdenins.com/resource/the-pre-retirees-changing-minds-changing-needs/) - Pre-Retirees are staying in the workforce longer than the preceding generation. According to current trends, this will continue for many years to come. The website Medscape.com reports that the Pre-Retirees are expected to live longer and the Population Reference Bureau points out they are staying in the workforce longer than the preceding generation.
- [Cyber and Identity Theft: Managing Your Family’s Risks](https://holdenins.com/resource/cyber-and-identity-theft-managing-your-familys-risks/) - A woman whose purse is stolen is charged two years later with fraudulently buying prescription drugs. A man’s credit card is stolen, and the thieves charge thousands of dollars’ worth of merchandise on his account. A college student is scammed by a cyber thief who scours social media for personal information.
- [Reducing Slips and Falls Checklist](https://holdenins.com/resource/reducing-slips-and-falls-checklist/) - The restaurant industry is inherently subject to many liabilities, with accidents from trips and falls topping the list.
- [Tips to avoid water damage in warm weather](https://holdenins.com/resource/tips-for-warm-weather-water/) - During the warmer months, you may not think water damage could be an issue. But water leaks and other plumbing problems can happen at any time.
- [While You're Away - Water](https://holdenins.com/resource/while-youre-away-water/) - Whether caused by prolonged rain, heavy snowfall, old appliance hoses, frozen or corroded pipes, or even clogged drains, water damage is not only inconvenient, but also costly...

## Teams

- [Natalia Weisman](https://holdenins.com/team/natalia-weisman/)
- [Chris Dannahey](https://holdenins.com/team/chris-dannahey/)
- [Austin Carver](https://holdenins.com/team/austin-carver/)
- [Nancy Sikorsky](https://holdenins.com/team/nancy-sikorsky/)
- [Jack Beveridge](https://holdenins.com/team/jack-beveridge/)
- [Sharon Mullins](https://holdenins.com/team/chrissy/)
- [Chrissy Murray](https://holdenins.com/team/chrissy-murray/)
- [Jackeline Short](https://holdenins.com/team/jackie-short/)
- [Charlene Fuller](https://holdenins.com/team/charlene-fuller/)
- [John Lewis](https://holdenins.com/team/name-title/)
- [Paul Dunstan](https://holdenins.com/team/kelly-williams/)
- [Kelly Watts](https://holdenins.com/team/kelly-watts/)
- [Carolyn James](https://holdenins.com/team/carolyn-james/)
- [Scott Holden](https://holdenins.com/team/scott-holden/)
- [Chris Knoche](https://holdenins.com/team/chris-knoche/)
- [Paul Duncan](https://holdenins.com/team/paul-duncan/)
- [Cordell Hall](https://holdenins.com/team/cordell-hall/)
- [Terry Siegfried](https://holdenins.com/team/terry-siegfried/)
- [Sharman Edge](https://holdenins.com/team/kathy-robinson/)
- [Ann Marie Hamer](https://holdenins.com/team/ann-marie-hamer/)

## Testimonials

- [COMMERCIAL INSURANCE](https://holdenins.com/testimonial/commercial-insurance/) - Customizing an Insurance Program "When our business was looking to get away from de-personalized, national insurance companies, Holden & Company Insurance was recommended as an alternative. Engaging the Holden Team was one of our best decisions! We appreciate the time they took to get know our business, the efficient response time when we have questions, and the overall honesty in product presentation. We have complete trust that we have the appropriate coverage at a fair price and full access to a knowledgeable team of people. Thank you Holden & Company Insurance!"
- [Multi-Family real estate group](https://holdenins.com/testimonial/anthony-joun/) - Cleaning up a messy insurance program “John and Scott came to us by way of a mutual friend and real estate broker. We are growing very quickly and before too long realized the insurance program was built around our individual properties and wasn’t leveraging the buying power of a portfolio policy. I can’t tell you how helpful it was to consolidate everything onto 1 policy – 1 date – 1 carrier.” – Multi-Family real estate group
- [Personal Lines client](https://holdenins.com/testimonial/personal-lines-client/) - Too complex for GEICO “I had a custom-built sports car arriving from Italy. After speaking with three different GEICO service centers, I finally realized my personal insurance was too complex to be handled over the phone. I was introduced to John and Terry by my family office. In two weeks, they had my entire family organized onto 1 consolidated program. Now, my broker is just a text message away.”

## Partners

- [Builders](https://holdenins.com/partner/builders/) - We bring something invaluable to our relationship with you: the strength of long-standing alliances with carriers who rank among the most respected names in the world.
- [Harford Mutual](https://holdenins.com/partner/harford-mutual/)
- [Guard](https://holdenins.com/partner/guard/)
- [Liberty Mutual](https://holdenins.com/partner/liberty-mutual/)
- [Chesapeake Employers Insurance](https://holdenins.com/partner/progressive-2/)
- [Cincinnati](https://holdenins.com/partner/cincinnati/)
- [Haggerty](https://holdenins.com/partner/haggerty/)
- [MEMIC](https://holdenins.com/partner/memic/)
- [Nationwide Private Client](https://holdenins.com/partner/nationwide-private-client/)
- [Chubb](https://holdenins.com/partner/chubb/)
- [Travelers](https://holdenins.com/partner/travelers/)
- [Progressive](https://holdenins.com/partner/progressive/)
- [Philadelphia](https://holdenins.com/partner/philadelphia/)
- [Hartford](https://holdenins.com/partner/hartford/)
- [Hanover](https://holdenins.com/partner/hanover/)
- [GNY](https://holdenins.com/partner/gny/)
- [FM-Global](https://holdenins.com/partner/fm-global/)
- [CNA](https://holdenins.com/partner/cna/)

## Insurance Type

- [Business Insurance](https://holdenins.com/insurance-type/business-insurance/)
- [Personal Insurance](https://holdenins.com/insurance-type/personal-risk-management/)

## Team Category

- [Brokers](https://holdenins.com/cat_team/brokers/)
- [Ownership](https://holdenins.com/cat_team/ownership/)
- [Commercial Market](https://holdenins.com/cat_team/commercial-middle-market/)
- [Claims](https://holdenins.com/cat_team/claims-advocate/)
- [Personal Risk Management](https://holdenins.com/cat_team/personal-risk-management/)
- [Benefits](https://holdenins.com/cat_team/benefits/)
- [Office Administration](https://holdenins.com/cat_team/office-administration/)
- [Marketing and Operations](https://holdenins.com/cat_team/marketing-and-operations/)