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The Pre-Retirees Changing Minds, Changing Needs

Pre-Retirees are staying in the workforce longer than the preceding generation. According to current trends, this will continue for many years to come. The website reports that the Pre-Retirees are expected to live longer and the Population Reference Bureau points out they are staying in the workforce longer than the preceding generation.

Cyber and Identity Theft: Managing Your Family’s Risks

A woman whose purse is stolen is charged two years later with fraudulently buying prescription drugs. A man’s credit card is stolen, and the thieves charge thousands of dollars’ worth of merchandise on his account. A college student is scammed by a cyber thief who scours social media for personal information.

While You’re Away – Water

Whether caused by prolonged rain, heavy snowfall, old appliance hoses, frozen or corroded pipes, or even clogged drains, water damage is not only inconvenient, but also costly...

Tips to avoid water damage in warm weather

During the warmer months, you may not think water damage could be an issue. But water leaks and other plumbing problems can happen at any time.

Common Exposures All Airbnb Hosts Should Consider

In today’s technologically advanced world, individuals have a unique opportunity to efficiently rent out their home, spare bedroom or other accommodations through Airbnb, an online hospitality company.

Managing risk for the family office – Protecting the future for Multi-generational families

Consideration for human capital, financial capital, physical assets and liabilities is what makes family office risk management unique from an insurance perspective.

Wealth at Risk: How High Net Worth Families Overpay to Be Underinsured

Research Reveals Many Opportunities to Improve Protection and Maximize Value in Families’ Personal Insurance Programs Because families with substantial assets overlook many savings opportunities, most agents say they can typically rebalance a family’s personal insurance program to achieve more effective protection without significantly increasing premiums.

Reducing Slips and Falls Checklist

The restaurant industry is inherently subject to many liabilities, with accidents from trips and falls topping the list.

A Lost Generation? Wealth Accumulators Are an Overlooked Opportunity for Advisors

Wealth Accumulators are so involved in building and pursuing their careers that they can lose track as their assets outstrip their insurance coverage.

A Generation at Risk? Young Professionals in the 21st Century

Advisers have an enormous opportunity to focus on a group that constitutes approximately one-sixth of all Americans: the 53 million born between 1981 and 1992.

The Post-Retirement Generation Leaving a Legacy

This is the fourth white paper in a series tracing the changing risk profiles and insurance needs of high-net-worth (HNW) individuals throughout the life cycle. Earlier papers addressed the Young Professionals, born between 1981 and 1992; the Wealth Accumulators, born between 1965 and 1981; and the Pre-Retirees, born between 1946 and 1964. This final paper looks at the Post-Retirees, those born in 1945 or earlier.

Managing Risk For Financially Successful Families

Selecting the right insurance team is perhaps the most important part of protecting your family. Whether it’s specialized risk management advice or ultra-high excess liability limits, you need a team of trusted advisors to manage your complex risk exposures. And, because ample coverage and a concierge services are not available in the general market, due diligence is mandatory in evaluating each member of your insurance advisory team.

Holden & Company Insurance

115 N Fairfax St.
Alexandria VA 22314


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