Guaranteed Replacement Cost – rebuilds Home to current replacement cost after a total loss even if the cost exceeds policy limit
Deductible is waived if a Homeowners claim is greater than $50,000
Outstanding Claims Service – designated claims person in office with over 30 years of experience
Cash-Out Settlement Offered (note: in the event of a total loss, the Homeowner/Insured can ‘cash-out’ at Dwelling limit on policy and not opt to rebuild their home)
Excellent Customer Service – same day response to calls or e-mails, annual review of an insureds whole account to verify optimal coverages and premiums
Home Inspection Reports – carriers offer a professional inspector to visit home. Inspector provides loss prevention options such as water-related losses and submits a finalized report to Homeowner